July, 2005

 

GREAT SAVINGS RATES

 

EASY MONEY

 

With the wild daily fluctuations in the stock market many may be thinking it is time to rethink your investment strategy.  It is clear that the big gains of the recent past will be much harder to come by.  There may even be possible losses.  With interest rates at your credit union still high now is a very good time to put your savings in a guaranteed insured safe place.  Rates are subject to change so check with us before making an investment decision.  Your Credit Union Share Certificates rates are as follows:

 

            Rates     Yield     Minimum

            3.941%  4.000%  $10,000.00 - 1 year paid Quarterly

            3.698%  3.750%  $10,000.00 - 2 year paid Quarterly

            1.990%  2.000%  $ 2,500.00  - 6 month paid at Maturity

            3.224%  3.250%  $10,000.00 - 6 month paid at Maturity

            4.000%  4.000%  $10,000.00 - 1 year paid at Maturity

            3.750%  3.750%  $10,000.00 - 2 year paid at Maturity

 

*Rates subject to change without notice.  Remember to call your credit union before making a savings decision.

 

Rates are on the rise.  Below are our share rates effective July 1, 2005

 

 

 

Dividend

 

Balance

Level

Rate

APY

$50,000.00

above

2.034%

2.050%

$25,000.00

$49,999.99

1.837%

1.850%

$10,000.00

$24,999.99

1.393%

1.400%

$5,000.00

$9,999.99

1.046%

1.050%

under

$4,999.99

0.748%

0.750%

 

 

Here’s a “Rule of Thumb” for saving some serious coin when financing your automobile.

Question your financing options, low dealer rate or cash back?  Compare to your credit unions financing rates.  If the total finance charge is less than the cash back offered, you may save money by choosing the cash back option and financing at your credit union.  We have rates as low as 4.00% Annual Percentage Rate.  Let us show you the money, call your credit union today.